We strongly recommend that all owners consider the benefits of insuring your pet against veterinary fees. The last thing that most owners want to worry about when their loved pet is unwell is the cost of veterinary treatment. Like human medical treatments, over recent years advances in veterinary care have led to more pets being able to benefit from treatment options that were not previously available and many more pets are able to return to a good quality of life following illness or injury. However some of the treatment options available now are expensive, and unfortunately there is no veterinary NHS.
Also bear in mind that the old £6.00 prescription tax for human medications is not in any way related to the costs of the medications, and over time, conditions such as arthritis and heart disease can become expensive to treat.
To avoid these costs, animals must be insured before they become unwell, and it is important to fully read the small print as policies vary as to how much money they will pay out and for how long they will pay out for. Please remember cheapest is not always best with insurance. Also remember that if you change your pet insurer, the new insurer will not cover pre-existing conditions whether or not you have claimed for them from your insurance, and they usually will not cover any new medical conditions in the first couple of weeks of the new policy.
Follow this link to open the Association of British Insurers Pet Insurance Consumer Guide. (pdf file)
For various legal reasons we are unable to specifically recommend a specific policy or company, but the following general guidelines should be borne in mind:
Bear in mind you will generally pay for what you get in terms of payouts and customer service - there is a wide range of insurers and policies available to suit a range of consumers.
More specific advice may be available from the clinic. Please pop in for a chat with a member of staff if you have further questions about insurance.
Useful Links: (not an exhaustive list of all providers!). We do not benefit from these links, and under FSA restrictions are unable to recommend specific insurers.
We do not recommend the use of price comparison sites for pet insurance as these do not allow for the multitude of variations in the small print of the polices and the regular changing of policy between providers may leave you uncovered in the event of a sudden new illness around the time of the change over.